United Auto Insurance Car Insurance Review

United Auto is a budget-friendly insurer serving Illinois and Indiana, known for instant SR-22 filing and fast policy issuance. It’s focused on serving high-risk urban drivers.

Company & Policy Details

Company Information

Established

2001

Underwritten by

United Automobile Insurance Company

Market Position

High-risk

Customer Service Hours

Mon–Fri: 8am–6pm

Ratings & Performance

Claims Satisfaction

3.4

Financial Strength

B+

Mobile App

2.9

Policy Features

No Claims Discount Protection

Up to 2 years

Telematics Option

Not available

Multi-Car Discount

Not available

New for Old Replacement

Vehicles up to 0 years old

Uninsured Driver Promise

Not included

Paperless Discount

Not available

Key Benefits

  • Immediate SR-22 filings
  • Offices and support in Chicago and Indianapolis
  • Budget rates for urban drivers

Available Features

Courtesy Car
Windscreen Cover
Breakdown Cover

Customer Service

Online Claims Service
24/7 Claims Helpline

Premium Range

From

£675.00

Average

£948.33

Cover Types

  • Comprehensive
  • Liability + Collision
  • Liability Only

Coverage Distribution

Comprehensive

33.3%

Third Party Fire & Theft

0.0%

Frequently Asked Questions

Where is United Auto available?

They serve Illinois and Indiana primarily.

What types of drivers are accepted?

High-risk, uninsured, and new drivers are welcome.

Do they offer digital services?

Yes, you can get a quote and pay online.

How fast is coverage activated?

Coverage is often issued the same day.

Next Steps with United Auto Insurance

How to Get Coverage

  • Visit United Auto Insurance's website directly
  • Takes about 10-15 minutes to complete
  • Have your vehicle registration and driving license ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your vehicle's age, make, and model
  • Your age, driving history, and location
  • No claims bonus and voluntary excess
  • Current market conditions and provider pricing

Please contact United Auto Insurance directly for the most accurate and up-to-date quotes for your specific situation.