The Hartford Car Insurance Review

The Hartford is especially known for its AARP-endorsed car insurance policies. It offers top-rated claims service and benefits tailored to drivers over 50.

Company & Policy Details

Company Information

Established

1810

Underwritten by

Hartford Fire Insurance Company

Market Position

Premium (Seniors)

Customer Service Hours

Mon–Fri: 7am–9pm, Sat: 8am–6pm

Ratings & Performance

Claims Satisfaction

4.6

Financial Strength

A+

Mobile App

4.1

Policy Features

No Claims Discount Protection

Up to 6 years

Telematics Option

Not available

Multi-Car Discount

Not available

New for Old Replacement

Vehicles up to 2 years old

Uninsured Driver Promise

Included

Paperless Discount

Available

Key Benefits

  • Endorsed by AARP and built for older drivers
  • New car replacement coverage available
  • RecoverCare helps with daily tasks after an accident

Available Features

Courtesy Car
Windscreen Cover
Breakdown Cover
Personal Accident
Legal Protection

Customer Service

Online Claims Service
24/7 Claims Helpline

Premium Range

From

£800.00

Average

£1050.00

Cover Types

  • Comprehensive
  • Liability + Collision
  • Liability Only

Coverage Distribution

Comprehensive

33.3%

Third Party Fire & Theft

0.0%

Frequently Asked Questions

Who can get The Hartford’s AARP coverage?

AARP members and eligible family can access discounted coverage.

What is RecoverCare?

RecoverCare pays for assistance with housework and transport after injury.

Does The Hartford offer accident forgiveness?

Yes, accident forgiveness is offered as an option.

How does The Hartford’s claims process work?

Claims can be filed 24/7 online or by phone, with fast resolution times.

Next Steps with The Hartford

How to Get Coverage

  • Visit The Hartford's website directly
  • Takes about 10-15 minutes to complete
  • Have your vehicle registration and driving license ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your vehicle's age, make, and model
  • Your age, driving history, and location
  • No claims bonus and voluntary excess
  • Current market conditions and provider pricing

Please contact The Hartford directly for the most accurate and up-to-date quotes for your specific situation.