GAINSCO Auto Insurance (Florida) Car Insurance Review

This is a regional brand extension of GAINSCO targeting Florida drivers specifically. It offers basic coverage, SR-22s, and flexible installment payments for non-standard drivers.

Company & Policy Details

Company Information

Established

2010

Underwritten by

GAINSCO Insurance Company

Market Position

State-based High-risk

Customer Service Hours

Mon–Fri: 8am–6pm

Ratings & Performance

Claims Satisfaction

3.3

Financial Strength

A-

Mobile App

3.2

Policy Features

No Claims Discount Protection

Up to 2 years

Telematics Option

Not available

Multi-Car Discount

Not available

New for Old Replacement

Vehicles up to 0 years old

Uninsured Driver Promise

Not included

Paperless Discount

Not available

Key Benefits

  • Basic coverage focused on Florida
  • Same-day SR-22 service
  • Flexible payments and renewals

Available Features

Courtesy Car
Windscreen Cover
Breakdown Cover

Customer Service

Online Claims Service
24/7 Claims Helpline

Premium Range

From

£725.00

Average

£983.33

Cover Types

  • Comprehensive
  • Liability + Collision
  • Liability Only

Coverage Distribution

Comprehensive

33.3%

Third Party Fire & Theft

0.0%

Frequently Asked Questions

Is this different from GAINSCO nationally?

Yes, this is a Florida division with its own focus.

Can I insure multiple cars?

Yes, multi-vehicle policies are offered.

What are premium payment options?

They support monthly, quarterly, and EFT payments.

Where are offices located?

Offices are located across Florida for walk-in support.

Next Steps with GAINSCO Auto Insurance (Florida)

How to Get Coverage

  • Visit GAINSCO Auto Insurance (Florida)'s website directly
  • Takes about 10-15 minutes to complete
  • Have your vehicle registration and driving license ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your vehicle's age, make, and model
  • Your age, driving history, and location
  • No claims bonus and voluntary excess
  • Current market conditions and provider pricing

Please contact GAINSCO Auto Insurance (Florida) directly for the most accurate and up-to-date quotes for your specific situation.