Fred Loya Insurance Car Insurance Review
Fred Loya is a large regional auto insurer with over 700 locations, serving mainly Hispanic drivers. Known for fast walk-in service, it offers affordable liability coverage and SR-22 support.
Company & Policy Details
Company Information
Established
1974
Underwritten by
Loya Casualty Insurance Company
Market Position
Customer Service Hours
Mon–Sat: 9am–7pm
Ratings & Performance
Claims Satisfaction
Financial Strength
B
Mobile App
Policy Features
No Claims Discount Protection
Up to 2 years
Telematics Option
Not available
Multi-Car Discount
Not available
New for Old Replacement
Vehicles up to 0 years old
Uninsured Driver Promise
Not included
Paperless Discount
Not available
Key Benefits
- Over 700 storefronts for fast service
- Great for walk-in SR-22 and instant policies
- Serves Hispanic and multicultural communities
Available Features
Customer Service
Premium Range
From
£700.00
Average
£950.00
Cover Types
- Comprehensive
- Liability + Collision
- Liability Only
Coverage Distribution
Comprehensive
33.3%
Third Party Fire & Theft
0.0%
Frequently Asked Questions
Where is Fred Loya based?
Headquartered in Texas, with stores in 10+ states.
Do they accept cash payments?
Yes, most locations accept in-person cash payments.
What documents are required?
Usually a driver’s license and vehicle info is needed.
How long to get covered?
Coverage can begin in as little as 30 minutes.
Next Steps with Fred Loya Insurance
How to Get Coverage
- Visit Fred Loya Insurance's website directly
- Takes about 10-15 minutes to complete
- Have your vehicle registration and driving license ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your vehicle's age, make, and model
- Your age, driving history, and location
- No claims bonus and voluntary excess
- Current market conditions and provider pricing
Please contact Fred Loya Insurance directly for the most accurate and up-to-date quotes for your specific situation.