First Acceptance Car Insurance Review
First Acceptance Insurance specializes in low-cost coverage for high-risk drivers. It offers flexible payment plans and bilingual support across multiple locations.
Company & Policy Details
Company Information
Established
1969
Underwritten by
First Acceptance Insurance Company, Inc.
Market Position
Customer Service Hours
Mon–Fri: 8am–8pm, Sat: 9am–6pm
Ratings & Performance
Claims Satisfaction
Financial Strength
B+
Mobile App
Policy Features
No Claims Discount Protection
Up to 2 years
Telematics Option
Not available
Multi-Car Discount
Not available
New for Old Replacement
Vehicles up to 0 years old
Uninsured Driver Promise
Not included
Paperless Discount
Available
Key Benefits
- Affordable coverage for high-risk and new drivers
- In-person and online service across the South and Midwest
- Bilingual customer service and flexible billing
Available Features
Customer Service
Premium Range
From
£725.00
Average
£983.33
Cover Types
- Comprehensive
- Liability + Collision
- Liability Only
Coverage Distribution
Comprehensive
33.3%
Third Party Fire & Theft
0.0%
Frequently Asked Questions
Where is First Acceptance available?
They operate in 15+ states including TN, TX, GA, and AZ.
Does First Acceptance offer roadside assistance?
Yes, roadside assistance is available as an add-on.
How quickly can I get covered?
Coverage can often begin same-day online or in-store.
Is it a good choice for drivers with violations?
Yes, it’s tailored for drivers with past violations or lapses.
Next Steps with First Acceptance
How to Get Coverage
- Visit First Acceptance's website directly
- Takes about 10-15 minutes to complete
- Have your vehicle registration and driving license ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your vehicle's age, make, and model
- Your age, driving history, and location
- No claims bonus and voluntary excess
- Current market conditions and provider pricing
Please contact First Acceptance directly for the most accurate and up-to-date quotes for your specific situation.