Direct Auto Insurance Car Insurance Review

Direct Auto Insurance targets budget-conscious drivers, especially in the South. It’s known for low down payments, SR-22 support, and bilingual customer service.

Company & Policy Details

Company Information

Established

1991

Underwritten by

Direct General Insurance Company

Market Position

Budget

Customer Service Hours

Mon–Fri: 8am–8pm, Sat: 9am–6pm

Ratings & Performance

Claims Satisfaction

3.7

Financial Strength

A-

Mobile App

3.9

Policy Features

No Claims Discount Protection

Up to 3 years

Telematics Option

Not available

Multi-Car Discount

Available

New for Old Replacement

Vehicles up to 1 year old

Uninsured Driver Promise

Not included

Paperless Discount

Available

Key Benefits

  • Low down payments and flexible terms
  • Same-day coverage and easy quotes
  • Available in 20+ states, especially the South

Available Features

Courtesy Car
Windscreen Cover
Breakdown Cover

Customer Service

Online Claims Service
24/7 Claims Helpline

Premium Range

From

£725.00

Average

£993.33

Cover Types

  • Comprehensive
  • Liability + Collision
  • Liability Only

Coverage Distribution

Comprehensive

33.3%

Third Party Fire & Theft

0.0%

Frequently Asked Questions

Can I get coverage today?

Yes, Direct Auto offers instant policy setup online or in-store.

Is Direct Auto good for SR-22 filings?

They specialize in SR-22 filings and high-risk customers.

Are payments flexible?

Yes, with weekly, bi-weekly, and monthly options.

What regions does Direct serve?

They’re strong in FL, TX, GA, TN, and surrounding states.

Next Steps with Direct Auto Insurance

How to Get Coverage

  • Visit Direct Auto Insurance's website directly
  • Takes about 10-15 minutes to complete
  • Have your vehicle registration and driving license ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your vehicle's age, make, and model
  • Your age, driving history, and location
  • No claims bonus and voluntary excess
  • Current market conditions and provider pricing

Please contact Direct Auto Insurance directly for the most accurate and up-to-date quotes for your specific situation.