Compare Car Insurance
Compare car insurance providers side by side to find the perfect coverage for your vehicle
Company Information Comparison
| Feature | Tesla | USAA |
|---|---|---|
| Established | 2021 | 1922 |
| Underwriter | Tesla Insurance Services | United Services Automobile Association |
| Market Position | Niche | Premium |
| Customer Service Hours | 24/7 via Tesla App | Mon–Fri: 7:30am–8pm, Sat: 8am–6pm |
| Claims Satisfaction | 4.1 | 4.8 |
| Financial Strength | NR | A++ |
| Mobile App Rating | 4.6 | 4.8 |
Policy Features Comparison
| Feature | Tesla | USAA |
|---|---|---|
No Claims Discount Years protected | Up to 2 years | Up to 7 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 2 years | Up to 3 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£1300.00
Tesla
£600.00
USAA
Maximum Cover
$500,000
Tesla
$50,000
USAA
Total Policies
1
Tesla
3
USAA
Comprehensive Cover
Full Coverage
Tesla
Full Coverage
USAA
Premium Analysis
Features Comparison
Policy Type Distribution
Tesla
Comprehensive
1
Third Party Fire & Theft
0
USAA
Comprehensive
1
Third Party Fire & Theft
0
Making Your Decision
When comparing Tesla and USAA, consider how each provider's strengths align with your specific vehicle and driving needs. Tesla's average premium of £1300.00compared to USAA's £808.33 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.