Compare Car Insurance
Compare car insurance providers side by side to find the perfect coverage for your vehicle
Company Information Comparison
| Feature | NJM Insurance Group | Plymouth Rock Assurance |
|---|---|---|
| Established | 1913 | 1982 |
| Underwriter | New Jersey Manufacturers Insurance Company | Palisades Safety and Insurance Association |
| Market Position | Regional Mid-range | Regional Premium |
| Customer Service Hours | Mon–Fri: 7am–9pm, Sat: 8:30am–4:30pm | Mon–Fri: 8am–5pm |
| Claims Satisfaction | 4.8 | 4.2 |
| Financial Strength | A+ | A- |
| Mobile App Rating | 3.7 | 4.3 |
Policy Features Comparison
| Feature | NJM Insurance Group | Plymouth Rock Assurance |
|---|---|---|
No Claims Discount Years protected | Up to 6 years | Up to 5 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 2 years | Up to 2 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£625.00
NJM Insurance Group
£700.00
Plymouth Rock Assurance
Maximum Cover
$50,000
NJM Insurance Group
$50,000
Plymouth Rock Assurance
Total Policies
3
NJM Insurance Group
3
Plymouth Rock Assurance
Comprehensive Cover
Full Coverage
NJM Insurance Group
Full Coverage
Plymouth Rock Assurance
Premium Analysis
Features Comparison
Policy Type Distribution
NJM Insurance Group
Comprehensive
1
Third Party Fire & Theft
0
Plymouth Rock Assurance
Comprehensive
1
Third Party Fire & Theft
0
Making Your Decision
When comparing NJM Insurance Group and Plymouth Rock Assurance, consider how each provider's strengths align with your specific vehicle and driving needs. NJM Insurance Group's average premium of £816.67compared to Plymouth Rock Assurance's £956.67 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.