Compare Car Insurance
Compare car insurance providers side by side to find the perfect coverage for your vehicle
Company Information Comparison
| Feature | Farmers Insurance | State Farm |
|---|---|---|
| Established | 1928 | 1922 |
| Underwriter | Farmers Insurance Exchange | State Farm Mutual Automobile Insurance Company |
| Market Position | Mid-range | Market Leader |
| Customer Service Hours | Mon–Fri: 7am–11pm, Sat–Sun: 8am–8pm | 24/7 |
| Claims Satisfaction | 4.0 | 4.4 |
| Financial Strength | A | A++ |
| Mobile App Rating | 4.0 | 4.5 |
Policy Features Comparison
| Feature | Farmers Insurance | State Farm |
|---|---|---|
No Claims Discount Years protected | Up to 5 years | Up to 6 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 2 years | Up to 2 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£650.00
Farmers Insurance
£700.00
State Farm
Maximum Cover
$50,000
Farmers Insurance
$50,000
State Farm
Total Policies
3
Farmers Insurance
3
State Farm
Comprehensive Cover
Full Coverage
Farmers Insurance
Full Coverage
State Farm
Premium Analysis
Features Comparison
Policy Type Distribution
Farmers Insurance
Comprehensive
1
Third Party Fire & Theft
0
State Farm
Comprehensive
1
Third Party Fire & Theft
0
Making Your Decision
When comparing Farmers Insurance and State Farm, consider how each provider's strengths align with your specific vehicle and driving needs. Farmers Insurance's average premium of £916.67compared to State Farm's £950.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.