Compare Car Insurance
Compare car insurance providers side by side to find the perfect coverage for your vehicle
Company Information Comparison
| Feature | Direct Auto Insurance | Western General |
|---|---|---|
| Established | 1991 | 1971 |
| Underwriter | Direct General Insurance Company | Western General Insurance Company (defunct) |
| Market Position | Budget | Former Provider |
| Customer Service Hours | Mon–Fri: 8am–8pm, Sat: 9am–6pm | N/A |
| Claims Satisfaction | 3.7 | 2.5 |
| Financial Strength | A- | NR |
| Mobile App Rating | 3.9 | 0.0 |
Policy Features Comparison
| Feature | Direct Auto Insurance | Western General |
|---|---|---|
No Claims Discount Years protected | Up to 3 years | Up to 0 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 1 year | Up to 0 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£725.00
Direct Auto Insurance
£700.00
Western General
Maximum Cover
$50,000
Direct Auto Insurance
$50,000
Western General
Total Policies
3
Direct Auto Insurance
3
Western General
Comprehensive Cover
Full Coverage
Direct Auto Insurance
Full Coverage
Western General
Premium Analysis
Features Comparison
Policy Type Distribution
Direct Auto Insurance
Comprehensive
1
Third Party Fire & Theft
0
Western General
Comprehensive
1
Third Party Fire & Theft
0
Making Your Decision
When comparing Direct Auto Insurance and Western General, consider how each provider's strengths align with your specific vehicle and driving needs. Direct Auto Insurance's average premium of £993.33compared to Western General's £991.67 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.