Compare Car Insurance

Compare car insurance providers side by side to find the perfect coverage for your vehicle

Company Information Comparison

FeatureAmicaGEICO
Established19071936
UnderwriterAmica Mutual InsuranceGovernment Employees Insurance Company
Market Position
Premium
Market Leader
Customer Service HoursMon-Fri: 8am–9pm, Sat: 10am–5pm, Sun: Closed24/7
Claims Satisfaction
4.8
4.3
Financial StrengthA+A++
Mobile App Rating
4.3
4.6

Policy Features Comparison

FeatureAmicaGEICO
No Claims Discount

Years protected

Up to 5 yearsUp to 5 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 2 yearsUp to 2 years
Uninsured Driver Promise
Paperless Discount

Starting Premium

£1100.00

Amica

£650.00

GEICO

Maximum Cover

$300,000

Amica

$50,000

GEICO

Total Policies

1

Amica

3

GEICO

Comprehensive Cover

Full Coverage

Amica

Full Coverage

GEICO

Premium Analysis

Amica
GEICO
Minimum Premium
£1100.00
£650.00
Maximum Premium
£1100.00
£1100.00
Average Premium
£1100.00
£875.00

Features Comparison

Amica
GEICO
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Amica

Comprehensive

1

Third Party Fire & Theft

0

GEICO

Comprehensive

1

Third Party Fire & Theft

0

Making Your Decision

When comparing Amica and GEICO, consider how each provider's strengths align with your specific vehicle and driving needs. Amica's average premium of £1100.00compared to GEICO's £875.00 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.