Compare Car Insurance
Compare car insurance providers side by side to find the perfect coverage for your vehicle
Company Information Comparison
| Feature | Amica Mutual | Direct Auto Insurance |
|---|---|---|
| Established | 1907 | 1991 |
| Underwriter | Amica Mutual Insurance Company | Direct General Insurance Company |
| Market Position | Premium | Budget |
| Customer Service Hours | Mon–Fri: 8am–9pm, Sat: 10am–5:30pm | Mon–Fri: 8am–8pm, Sat: 9am–6pm |
| Claims Satisfaction | 4.9 | 3.7 |
| Financial Strength | A+ | A- |
| Mobile App Rating | 4.4 | 3.9 |
Policy Features Comparison
| Feature | Amica Mutual | Direct Auto Insurance |
|---|---|---|
No Claims Discount Years protected | Up to 7 years | Up to 3 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 3 years | Up to 1 year |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£725.00
Amica Mutual
£725.00
Direct Auto Insurance
Maximum Cover
$50,000
Amica Mutual
$50,000
Direct Auto Insurance
Total Policies
3
Amica Mutual
3
Direct Auto Insurance
Comprehensive Cover
Full Coverage
Amica Mutual
Full Coverage
Direct Auto Insurance
Premium Analysis
Features Comparison
Policy Type Distribution
Amica Mutual
Comprehensive
1
Third Party Fire & Theft
0
Direct Auto Insurance
Comprehensive
1
Third Party Fire & Theft
0
Making Your Decision
When comparing Amica Mutual and Direct Auto Insurance, consider how each provider's strengths align with your specific vehicle and driving needs. Amica Mutual's average premium of £983.33compared to Direct Auto Insurance's £993.33 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.